B2B PAYMENT SOLUTIONS AND SYSTEMS

B2B Merchant Account

Often overlooked, the merchant account is the foundational component of best practices in B2G and B2B payment solutions and processing. Effective management of the CNP (card not present) payment environment is crucial.

Underwriting and account set up is specific to your company’s unique payment patterns, methods and history for optimal processing, interchange control and next day funding.

American Express Opt Blue and OnePoint now combine with all card brands to deliver a single statement further increasing efficiency and lower costs.

The XBS Value Proposition for our B2B and B2G clients starts here – and encompasses a reduced cost structure, the newest technologies, and a professional partner for industry expertise, guidance and support.

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Level 3 Certified Virtual Terminal and Payment Gateway

Streamline accounts receivables. Easily process single or recurring payments on any card – purchasing, procurement, credit or debit – from any web enabled device. Anytime, anywhere.

XBS Global's B2B payment systems can help reduce your business's costs and maximize profits. Implement branded electronic invoicing and e-commerce checkout pages. Maximize efficiency through ERP/CRM integration with our easy to implement API.

No software licensing. Offload risk and liability with PCI compliant customer card data storage. 24/7 access to real time transaction data and reporting.

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Level 2 & 3 Credit Card Processing

Minimze interchange costs on a per transaction basis. Interchange fees are paid to your customer’s bank – not yours.

VISA, MasterCard, Discover, and American Express provide substantially reduced interchange/discount rates for B2B/B2G businesses that process commercial cards as Level 2 transactions, and purchasing, procurement and virtual cards as Level 3 transactions.

Our certified B2B payment gateway automatically populates enhanced Level 3 payment data to guarantee lowest rate qualification.

XBS delivers significant, measurable cost savings with our streamlined B2B payment solutions. Flat rate, interchange cost plus and consultative pricing options.

Based on specific annual merchant account data – 5 year savings yields can range from $10,000 to several $100,000 dollars.

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API

API is the next step in financial supply chain efficiency – a custom solution for full integration of B2B payment systems technology with digital marketplaces, proprietary corporate ERP systems and settlement networks.

Complete assimilation of valuable payment transaction data into current A/R and A/P processes to eliminate manual handling of data, redundancy and errors.

Clear integration guides and expert technical support readily available for software/IT developers.

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ACH and Electronic Checks

A complete merchant payment solution may include the capacity for single and recurring billing by directly debiting a customer’s checking account.  ACH is inexpensive (a fraction of the cost of a credit card transaction) and an easy value added tool to implement.

Easily reversed, ACH is also a practical, convenient and economical choice for accounts payable obligations.

A necessary resource in e-payments, ACH increases control of cash flow, collection percentages and overall proficiency.

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Security

Encryption.  Tokenization.  Authentication.  PCI Compliance.  EMV readiness.    

We provide our clients with the education, tools and services required to remove the burden of card data security and breach risk from their company, to ours.

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QuickBooks Integration
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Merchant Financing
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XBS Global - Process Profitably.