Merchant Accounts
Capitalize on competitive, industry specific solutions in credit and debit card processing. Create a profitable environment through a trusted partnership with XBS. Experience our expert guidance through the increasingly complex cashless transactions industry.
Business Loans
High approval rates for commercial loans without the heavy paperwork and A1 credit required by your bank. 6-12 month terms and very competitive rates for businesses with consistent cash flow.
Merchant Cash Advance
Business loans for working capital are difficult to come by and credit lines for commercial credit cards are being lowered. Cash advance services based on future credit card sales are a viable alternative for many reasons. No personal guaranty needed.
ACH Processing
Direct debit services and electronic checks are an essential addition to a merchants customer payment options. ACH processing services accelerate cash flow while reducing the risk of paper check acceptance. E-checks and check conversion costs just a fraction of the cost of a typical credit card transaction.
E-commerce
Internet processing is quite simply, the fastest method of processing electronic payments available. Shopping carts, specific payment gateways and softwares make a difference in overall processing costs.
XBS PaySimple and Electronic Invoicing
A powerful, all-in-one electronic invoicing and payments solution. Combines email invoicing with recurring billing options. PLUS every convenient payment method your customer wants and needs including credit card processing, online payment processing (with or WITHOUT a website), e-check and/or direct debits. Customizable invoices, easy, informative reports. Pull it all together - with one flexible system. XBS PaySimple.
Credit Card Processing Equipment/POS Solutions
XBS experts evaluate current processing methods and options and identify solutions best suited to your business functionality. Recommendations may in fact include more than one alternative. From E-commerce, to standard or virtual terminals to wireless or cell phone processing solutions, we guarantee your selection of the most profitable POS system for your company.