Charlotte, NC - Feb. 2, 2012
XBS Global announces the selection of CEO David Robb, along with nine other ISO/Agent partners, to the first ever Advisory Council for Priority Payment Systems of Alpharetta, GA. Robb,a Priority partner since the company's inception, has a compelling and successful record of payments industry sales training and business development.
Priority notes two main goals for the development of the council - "to create innovative and sustainable solutions in the company's operations and to expand its service and value proposition to clients". The Alpharetta, GA based company is an industry brand notably recognized for focusing on ISO/Agent profitability and efficiency.
While council membership comes with new responsibility and obligations at Priority, Robb notes the benefits and leverage his expanded company role will afford XBS Global merchants and agents. "Our partners and merchants alike will have the advantage of being initial recipients of new product releases, service initiatives and technology updates", he says. He specifically touts the company's continued development of it's proprietary MX reporting and payment gateway for merchants. In addition, "XBS agents will be exposed to new and influential partnerships with the potential to significantly compliment current merchant offerings."
Priority Payment Systems was incorporated in Alpharetta, GA in 2005. The company adds 1,000 merchants a month and manages $5 billion in annual Visa/MC volume. The Nilson report ranked Priority as 47th in the top 100 merchant acquirers rankings and is expected to rank higher in 2011.
Businesses interested in referral partnerships or needing merchant services should contact David Robb at 800-347-1090.
Charlotte, NC - March 2, 2011
Area Developer for Priority Payments and XBS Global CEO David Robb was recognized as a top performing Priority Payments ISO in 2010 for bringing significant payment processing volume to the fast track Atlanta, GA based processor.
Priority Payment Systems sets criteria early in the year for President Club selection based on merchant account activation or total annual payment processing volume. This year Priority set the bar requiring ISO's to produce over ten million in new processing volume to qualify for 2010 President Club selection. Robb and XBS Global is a 2nd year winner of the prestigious award and was also recognized for commitment to the company in its initial start up phase.
Robb attributes his company's success to more than just adding merchants or even payment processing volume. "Boarding new merchants is just the beginning. Our long term goal is to provide electronic payment services to our portfolio of clients for years to come. XBS wants to grow with their merchants. We are just as committed to our agents, working together to minimize merchant attrition and maximize satisfaction through fair value, transparent pricing as well as merchant education and service."
A twenty year veteran of the complex electronic payments business Robb brings the leverage of powerful industry relationships developed over the years to his consulting firm XBS Global. He maintains his company's extraordinary focus on agent industry and sales training makes all the difference.
Credit card processing ISO's or agents interested in learning more about working with XBS Global and Priority Payments should contact David Robb at 800-347-1090.
XBS is headquartered in Charlotte, NC . The firm is a Priority Payments Area Developer, and specializes in merchant services as well as commercial loan and cash advance services. Consultants for XBS are electronic payments professionals with decades of experience in the credit card processing industry. XBS professionals emphasize complete PCI DSS compliant solutions for their clients, that lower overall payment processing costs and increase cash flow. The company provides initial professional consultations at no cost, no obligation as well as a satisfaction guarantee.
Charlotte, NC (May 27, 2010) David Robb, President and CEO of XBS, unveiled a new traditional type commercial loan product for small businesses in need of working capital for a variety of purposes - without the extensive application process and review required by banks.
"We've been looking for some time now for an alternative solution to merchant cash advances to fulfill a clear need for access to fairly priced capital in the business community. " says Robb.
While cost cutting merchant services and electronic payment solutions remain a focus - XBS continues to move toward viable options for merchants to increase cash flow - including growth through capital.
Robb says that XBS will make loans up to $150,000 and fund use is completely up to the business owner but typical uses include inventory and new equipment purchases, expansion, remodeling or repairs, new hires or just plain working capital.
The initial application is a simple one page document and pre-approval is typical in just 1-2 days, with funds in the bank in as few as 10. Terms are 6-12 months and rates are very competitive. The primary approval factor is based not on credit worthiness but consistent cash flow, vastly different from standard bank lending practices. The application's simplicity allows XBS to waive any application fees for the loan.
"There are countless businesses that cannot meet today's rigid bank lending requirements despite strong track records in managing expenses and paying bills," Robb notes. He describes small growing main street businesses with walk-in customers and a fairly steady cash flow as an excellent candidate for the new loan.
Performance based lending is far different than the traditional merchant cash advance offered by so many payment processors (as well as XBS) - where loan amounts and approval is based on future credit card processing sales and repayment terms are dictated by the merchants actual sales volume - rising and falling relatively. Critics of the cash advance product point to the inflated interest rate it comes with and XBS recommends the product only as a last resort for businesses who must have capital and can't access any of the traditional sources.
Businesses interested in the product should contact XBS directly at 800-347-1090 for more information or visit http://www.xbsglobal.net/services/business-loans/
Charlotte, NC (April 29, 2010) Priority Payments and Area Developer for Priority XBS partner with the Charlotte Checkers to benefit CheckMate charities and Checker business partners and patrons.
Priority will work with the Checkers business patrons to lower their costs for credit and payment processing - and then contribute a portion of their monthly earnings for each account - to Checkmate Charities. The contributions will be made every month, on a recurring basis, for the duration of the relationship at absolutely no additional expense to the business.
The program, titled Project Give Back, was created by Priority to assist Foundations and non-profits across the country develop new and sustainable revenue streams at a time when charitable giving is on the decline. "It creates a direct relationship between a company's traditional business expenses and their charitable giving", says XBS CEO David Robb. The Charlotte Checkers announced the partnership 3 days ago in a press release.
Robb also points to the programs business and community benefits as being uniquely innovative, "designed to improve the overall financial position and monthly cash flow for businesses, with cost effective merchant services provided by payment professionals - at the same time generating sorely needed funds for Charlotte charities."
Priority and XBS offer extensive merchant services including wide-ranging payment options and advanced point-of-sale solutions. Priority's superior customer service has made them one of today's fastest growing bankcard processors.
XBS Global CEO David Robb will work closely with Aaron Osborne, Checkers Senior Vice President and John Priore of Priority Payments to implement the program and explain the benefits and details to Checker business patrons and sponsors.
Businesses looking for more information can go to the Checkers website @ www.http://www.gocheckers.com/projectgiveback/ or contact David Robb and Priority Payments directly at 1-800-347-1090.
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About XBS Global (Expert Business Services) -
XBS - @ http://www.xbsglobal.net/ is headquartered in Charlotte, NC. XBS is an Area Developer for Priority Payment Systems in Atlanta, GA. The companies specialize in merchant services and are comprised of electronic payments professionals with decades of experience in the credit card processing and electronic payments industry.
XBS recruits, trains and works with new agents for Priority throughout the southeast region of the US.
XBS professionals emphasize complete PCI DSS compliant solutions for their clients, fast funding, and lower overall payment processing costs that substantially increase daily and monthly cash flow. The merchant services provider does not charge nor is there any obligation for a payments analysis and recommendation.
Charlotte, NC - (December 16, 2009)
XBS Global, a merchant services provider and agent/area developer for Priority Payment Systems of Georgia, now provides all of their agents access to their portfolios through Priority's proprietary MX system. The MX system provides all inclusive real time reports on complete daily merchant account activity in the agents portfolio.
Use of the portfolio management system gives enrolled XBS agents and affiliate partners unprecedented ability to view portfolio activity for merchants, including the merchant application process, communication with underwriting, approvals, transaction/batch/ACH activity, residual accounting and much more.
MX is a powerful tool with wide range reporting options to organize and analyze data that includes literally millions of credit card processing transactions. Users and agents can use the information from the system to assist their merchants in averting issues pro actively creating unparalleled customer service levels.
XBS agents gain competitive ground in what XBS President Dave Robb calls an "aggressive industry" with the unique MX tool - a tool some industry experts claim is far more powerful than systems used by other payment processors. Robb points to the easy online system interface yet sophisticated collection and manipulation of remarkable amounts of data that influence portfolio profitability - accessible now by each and every agent.
Robb, an electronic payments professional with over fifteen years in the credit card processing industry and industry sales training, says the MX tool and longtime relationships with Priority principals were a driving force behind his decision to become an Area Developer for Priority Payment Systems.
"MX and Priority are providing unique benefits in an industry that has and still does, struggle with transparency. Agents want to see what's happening with the merchant accounts they board, "Robb says, "specifically how residuals are calculated and paid. The system is a robust recruitment tool winning accolades from XBS agents and prospective agents alike."
XBS, Expert Business Services, is headquartered in Charlotte, NC. The firm specializes in merchant services and is comprised of electronic payments professionals with decades of experience in the credit card processing and electronic payments industry. XBS professionals emphasize complete PCI DSS compliant solutions for their clients, that lower overall payment processing costs and increase cash flow. The company provides initial professional consultations at no cost, no obligation.
Charlotte, NC - October 1, 2008
XBS Supports Grassroots Programs for Athletes with Disabilities.
XBS demonstrates an ongoing commitment to support 
grassroots community sports programs for athletes with physical disabilities by becoming a sponsor of the First Annual Carolina Crash Collision Wheelchair Rugby Tournament.
Wheelchair rugby is a collision sport and competitors must have some form of quadriplegia (such as a spinal cord injury) to play. The game is a paralympic sport. The US National Team is the current gold medal team, defeating Australia at the 2008 Paralympics in Beijing.
The tournament will be held the first weekend in November at Marvin Ridge High School in Waxhaw. In addition to the Crash, competing teams will come from DC, Raleigh and East Virginia.
The teams website www.CarolinaCrash.org (sponsored by XBS) provides game and tournament details.
Charlotte, NC - January 29, 2009
Extends Innovative Fundraising Opportunity to Non-Profits
XBS further extended it's commitment to GA bank card processor and agent partner Priority Payment Systems by announcing support for the company's newly developed Project Give Back program.
Project Give Back is an innovative partnership opportunity for community foundations, charities and other non-profits to generate a new, monthly residual income stream. The simple program offers reduced processing rates to the foundations business benefactors and then returns a set percentage of the monthly processing profits to the foundation. There is no cost to the foundation and a substantial benefit to the business donors.
XBS President Dave Robb gives accolades to Priority's management team for its generosity and program ingenuity at a time when "community non-profits are in a donation deficit and the populations they serve, are in crisis".
Project Give Back is a national program and XBS is a full program partner. Interested foundations or non-profits should contact Dave Robb directly at 800-347-1090 Ext. 21
Atlanta, GA - March 17, 2009
XBS President David Robb traveled to Georgia on Monday to provide a half day training for Priority Payment Systems active call center.
Robb, who has extensive industry experience including 2 years as a National Sales Trainer for a First Data subsidiary provided years of insight into the industry's nuances, overall sales training and tips and thoughts on packaging best business practices in a simple, comprehensive way for merchant education.
XBS is an agent partner, and David Robb, an Area Developer with Priority Payment Systems.
Charlotte, NC - September 8, 2009
XBS Rolls Out Cash Advance-
XBS President Dave Robb says "Merchant request" is behind the addition of the new value added service.
"Our cash advance service is linked directly to our merchants future credit card sales. The service is quick, with an easy application process. In times when commercial bank borrowing is tight - business owners who are confident in their success - are prepared to do what is necessary to survive, or even better, grow."
Cash advance services have payments that fluctuate based on the merchants credit card processing volume, so the merchants payment can rise or fall based on that factor, and that's a "good thing", says Robb. In addition, the service does not require a personal guaranty - a requirement on nearly all loan products that cause great anxiety for the business owner.
Robb's company continues to take the educational approach with their merchants. There are less expensive financing methods to be sure - but the paperwork, time, and qualifications involved are overwhelming, and the effort all too often unsuccessful. When an already processing merchant needs money quick for expansion or overhead - cash advance is a viable option.
XBS stands for Expert Business Services, which focuses on the electronic payment needs of small to mid size businesses, claims a commitment to a further, in depth line of relative products and services that address real merchant needs in any economic climate.
Charlotte, NC - April 17th, 2009
Two Charlotte wheelchair rugby players, sponsored by XBS Global, will join ASAP - the Adaptive Sports and Adventure Programs of Carolinas Rehabilitation, in their 10th Annual Cycle to the Sea Fundraiser on April 23rd through the 25th.
The Cycle to the Sea event - where athletes with physical disabilities obtain individual pledges in support of their 180 mile ride from Charlotte, NC to N. Myrtle Beach, SC - raises program funds and overall awareness. Most of the athletes participating in the ride - will power their way to the shore without the use of legs - some without sight. It's a remarkable ride.
ASAP focuses on abilities verses disability, and provides instruction, equipment and opportunity for physically challenged youth and adults across the Carolinas to participate in sports, recreational and outdoor activities. It is the primary sponsor for the Carolina Crash - a competitive quad rugby team and a number of athletic and recreational programs and events.
XBS, a merchant services provider, has long supported grassroots efforts in athletics for individuals of all ages with physical disabilities including direct program development in both Ohio and NC.
Check out these links for more information about ASAP or to donate to the ride - or call 704-355-1062.