Community Bank Partnerships

Call Us: 800-347-1090

Receive More Info ยป

Credit Card Processing

XBS is a merchant account provider.  Benefits of our merchant services include:

  • Interchange cost plus pricing.
  • Unlimited options in customer payment acceptance - 24/7.
  • A boost in overall sales and customer satisfaction.
  • Increased average sale tickets.
  • Quick, efficient, and convenient check out processes.
  • Security - protection from unnecessary risk and fraud.

XBS clients accept all major credit cards including VISA, MasterCard, DISCOVER and American Express.  Our services provide a crucial foundation for business success because your customers need and deserve alternative payment options.

Learn more

Additional Payment Services

VALUE ADDED SERVICES

XBS brings efficiency and automation to our merchants with leading edge solutions in electronic payments -

  • Recurring billing and electronic invoicing with easy to use interface and merchant account integration.
  • E-checks with check guarantee and verification.
  • Virtual gateways and POS equipment for any payment processing.
  • Multiple site solutions.
  • Direct debit or ACH services.

Our industry expertise produces optimal payment processing conditions for our merchants - everyday.

Learn more

This year brings an unprecedented economic climate.  It is also a unique banking environment with myriad factors negatively impacting bank revenues including newly stringent loan criteria, the 2009 Credit CARD Act and extraordinary regulatory scrutiny.

Customers are newly selective and demanding.  Are you providing everything possible to maintain your commercial clients?  Are you maximizing our shared industry's experience and providing comprehensive payment services?

Too many community banks outsource this commercial customer need to their detriment, giving up most or even all of the possible revenue.  Some add the service to their current list of services but have no dedicated or knowledgeable bank staff to address the growing and complex needs of todays merchant.

XBS can make your community bank a leading merchant account provide creating a new robust residual stream.

Beyond a very aggressive revenue sharing program, consider also -

  • Online boarding
  • 3 hrs or less for application approvals
  • Sales and industry training
  • Generous residual buyouts
  • Full range of POS solutions
  • Value added services
  • Risk management/fraud control
  • Complete underwriting
  • Robust reporting capability for daily volume, chargebacks, compensation analysis and more.

Bank managers interested in our partnership program should contact David Robb at 800-347-1090 for an in-depth program presentation.