B2B Level 3 Processing

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Credit Card Processing

XBS is a merchant account provider.  Benefits of our merchant services include:

  • Interchange cost plus pricing.
  • Unlimited options in customer payment acceptance - 24/7.
  • A boost in overall sales and customer satisfaction.
  • Increased average sale tickets.
  • Quick, efficient, and convenient check out processes.
  • Security - protection from unnecessary risk and fraud.

XBS clients accept all major credit cards including VISA, MasterCard, DISCOVER and American Express.  Our services provide a crucial foundation for business success because your customers need and deserve alternative payment options.

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Additional Payment Services

VALUE ADDED SERVICES

XBS brings efficiency and automation to our merchants with leading edge solutions in electronic payments -

  • Recurring billing and electronic invoicing with easy to use interface and merchant account integration.
  • E-checks with check guarantee and verification.
  • Virtual gateways and POS equipment for any payment processing.
  • Multiple site solutions.
  • Direct debit or ACH services.

Our industry expertise produces optimal payment processing conditions for our merchants - everyday.

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B2B Processing Level III

Level 3 processing gives you the merchant the ability to process procurement or purchasing cards (cards used typically by larger companies and definitely by the government).  Line item detail suche as item descriptions, quantity, price, freight and other pertinent information required for streamlined accounting and business practices are required for Level III.

This detail defines what is purchased and links that information WITH the payment transaction and delivers it electronically to appropriate personnel.  A powerful tool in financial and operational efficiency, reducing labor and costs.

XBS provides are B2B processing clients with -

  • both software and virtual gateway solutions - standard credit card terminals are not capable of supporting level 3 processing.  XBS solutions are secure, PCI compliant.
  • the lowest pricing available - interchange cost plus.  This pricing method allows B2B merchants to capitalize on VISA and MasterCards incentive rates such as large ticket purchases and rates for select SIC codes.

XBS Level 3 processing ensures a strong ROI for our merchants.  Consider -

  • Increased revenues - with access to additional sales channels including government and corporate contracts
  • Lower processing rates and collection costs.
  • Increased overall efficiency - reducing labor costs.
  • Quick payments - 2-3 days compared to 30, 60 or even 90.

If your business is experiencing increased requests for processing commercial and purchasing cards it's past time to investigate level 3 options.  Call XBS today @800-347-1090 or Contact us for a complete, free, no obligation evaluation of your processing needs.