ACH processing is a payment processed  through the ACH - Automated Clearing House - an electronic network to process financial transactions in the US.

The network is secure and regulated by the Federal Reserve and NACHA. 

XBS recommends merchants use ACH processing for customer payments or electronic fund transfers.  This allows you to directly and quickly debit your customers checking account for payment.  The electronic transfer of funds is quick, inexpensive and secure - and takes the funds from your customers bank account and puts them into yours. 

Merchant benefits -

• Subtantially lower costs for direct debit than credit card processing - 0 to 1% discount rate
• No hardware, software or programming costs or expenses
• Integrated customer communication can be customized and automated to your company's unique needs and brand.
• Increased cash flow - the electronic funds transfer is quick
• Recurring billing capability

It's simply "money in the bank".

Make it easy on your customer to pay you and lower your electronic payment costs with an ach processing payment option.

XBS Global - process profitably.