ACH Processing 

Electronic Checks and Direct Debit

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E-CHECK

Electronic Checks or E-Checks including:

  • Paper check conversion
  • Check Guarantee
  • Check Verification
  • Direct Debit and ACH

Take the risk, work, bulk and pain out of handling paper checks and increase the speed of funding.

 

 

Value Added Services

Our merchant services encompass our guarantee to lower our merchants electronic payments processing costs:

ACH Processing - Reduce Payment Costs

ACH processing is a payment processed  through the ACH - Automated Clearing House - an electronic network to process financial transactions in the US.

The network is secure and regulated by the Federal Reserve and NACHA. 

XBS recommends merchants use ACH processing for recurring customer payments or electronic fund transfers.  This allows you to directly and quickly debit your customers checking account for payment.  The electronic transfer of funds is quick, inexpensive and secure - and takes the funds from your customers bank account and puts them into yours. 

Merchant benefits -

  • Subtantially lower costs for ach processing as compared to credit card processing - 0 to 1% discount rate
  • SAAS platform - user friendly and merchant customization for branding
  • Increase collection perctanges and proficiency.
  • Increased cash flow - speedy bank deposit and fund availability
  • Recurring billing capability

ACH Processing is "money in the bank".

Make it easy for your customer to pay you and keep payment processing costs lower than ever before with an ach payment option.

XBS Global - process profitably.

 

 

 

Send Receipts not Bills

Talk to Us about ACH